mention the game you are referring to.
I know lots of Midway games ie MK, if you put credit(s) and exit the game, the unused credits remains.
Other games do this as well (can't remember which)
Also can't remember which game(s), when you start it, it gives credit(s).
Some default games also gives you more credits per coin entry, or needs more coin to get 1 credit, this you can change.
Start by mentioning the games, someone will give you answer.