Sorry guys -
I meant to reply yesterday and wrote up a response, but I guess I didn't post it. Good thought on using mame command line. I did, and it was still sideways. So I did the following:
- redownloaded mame .106 and tested it (through MALA and CLI) still sideways
- downloaded mame .147(latest release) and tested it. IT WORKED!
Why would that work? I downloaded a release in the middle, like .125 or something, and it worked also. So, not sure what happened in which version of Mame but .147 worked great. Of course, now I need a new set of Mame roms and instead of trying to figure out the CLRMAMEPRO mess, I'm getting a complete updated set.
I'm also wondering why a new video card also fixed the issue, but at this point I don't care so much as long as everything is working with onboard video I'm good. Thanks Gray_Area, DaOldMan, and Bad Mouth for making me keep at it. It would've been easy just to use a different video card and call it a day.