I just installed T-nuts into a top panel to connect it to my side panels. Spent a bunch of time drilling and counter sinking, so that everything was all nice and flush. I was very meticulous and careful, making sure that everything lined up perfectly. I fastened everything down with bolts and all went perfectly until I was screwing in the last bolt with a wrench. I was turning and turning and it started getting a little tight, but wasn't in all the way, so I kept turning and suddenly I felt it give way suddenly. I looked at the other side and the bolt had pushed the T-nut back out, along with big chunks of wood. There was no way I was starting over again. I had invested many hours into this panel (two sides had to be beveled perfectly to fit the adjoining panels since it lays on an angle. And I'd already cut a circle into the panel to install an exhaust fan. That meant repair. I had to mix up some wood glue and sawdust, fill in the hole, let it all dry, and re-drill/router everything again to install a new T-nut.
Moral of the story: Check your T-nuts before you install them. The T-nut I installed in that hole had defective threading. The bolt was able to screw about 1/4 of the way into it, but then got stuck. Had I taken five seconds beforehand to make sure everything screwed together fine, I could have saved myself many many hours of repair-time.