Sorry jardine. It was late last night, and I was about to go to bed. It was just a lazy answer by my part. 
No stress my man......Minwah....still struggling a bit with what you highligheted. I am guessing i have to change these but to what. The files i am trying to get working are are:
01mame.lay, 01mame-main. These are the two main ones i need i am guessing. One is the .lay file to get it going and the other is obviously the custom skin. I put these and some others (unzipped) in a folder called skins under \config\mame... below is where i am having trouble.
Layout Files (all except logo & sounds should be in same folder as .lay file):
\config\mame\skins\01mame.lay
\config\mame\skins\01mame.lay\config\emuname\layout-0.lay
\config\emuname\layout.lay
\config\layout.lay
Note: xxx is used below instead of file extension. BMP, GIF (non-animated!), JPG, JPEG, PCX and PNG files can be used.
\config\mame\skins\01mame-main.jpeg (main/options/message/logo)
\config\mame\skins\01mame-main.jpeg\config\emuname\main-0.xxx
\config\emuname\main.xxx
\config\main.xxx
\config\mame\skins\art?-0.jpeg
\config\mame\skins\art-0.jpeg
\config\mame\skins\art?.jpeg
\config\mame\skins\art.jpeg\config\emuname\art?-0.xxx
\config\emuname\art-0.xxx
\config\emuname\art?.xxx
\config\emuname\art.xxx
\config\art?.xxx
\config\art.xxx
\config\art.xxx
Is this right....and my mamewah.ini looks like this...:
### Misc Settings ###
emulator_root_path
auto_setup_emulators 0
theme skinswrap_list 0
remember_current_game 1
keep_image_aspect 1
Have i listed the this right or am i wayyyyyyy off. Are they supposed to be listed twice like i have done? Thanx....