For all you who only copy games you own then i say kudos to you.  But I am not rich enough to spend 50 bucks for a game that usually isn't even worth 20.  To each his own I guess.
Individuals like you are why Sony is fighting HD Loader.  The site I bought mine from was shut down by Sony Injuctions.  Just timing is why I was lucky enough to get mine.  Some of the other sites still selling are because they aren't in the US.
So you can't afford a $50.00 game.  Niether can I really, but I have copied into my drive one or two games my dad had gotten.  Once I realized how great one was, I went out and bought it to be legal, the other, I've deleted.  You ask why pay for something not worth it?  Don't!
By the way, I use the product to only get full functionality of the drive in my system.  Before, since it was only usable for FFXII, it seemed pointless.  I'd considered upgrading to a 120GB, but when I saw that it wasn't compatible with other PS2 functions I decided to remain with the official 40GB Sony.  Those other functions:  One of them anyway is that only the official drive lets you copy game saves to the HDD.  No other drive does.  Many have multiple memory cards, but I only have one that was maxed out.  I weighed the pros and cons between the HDD and more memory cards.  The HDD made much more sense for the price.
P.S.  I hate Final Fantasy, never even registered it.  Does anyone want to buy my code?
To each his own, 
