Shingles coming off the roof (after 8 years).

[mike boss]

I am a first time home owner. I'm the original owner of my home which was purchased new construction.
I've been in the house for 7 years and I think the house itself is 8 years old.

Last year in Toronto (I'm east of Toronto in Ajax) we had a really bad ice storm. I think some damage was done to my roof that I was not aware of.

Just yesterday we had a brutal wind storm. When I woke up today I picked up 12 shingles from around the house. 3 were still on the roof loose, but did not come down, and 4 were in the yard next to me. I'm confident these came from my roof.

As I took across the street to take note of the damage I noticed that the wear to my roof was not like the wear on the houses next to me. It is an area full of new construction, so all the homes would have been built at the same time. I will take pics and post them. But again, the wear to my roof was unlike the wear on the others next to me.

I walked up the street looking at all the homes on my side, and the ones across the street. The trend continued. My roof was the worst.

I would like to call my insurance company, but I would like to do some homework. However I feel insurance will do nothing. I'm also unsure after 7 years if my builder would do anything.

I plan on taking the pictures for my record. But if shingles are 20/25 years why after 8 years are mine wearing so badly ? Why is the damage to my roof in certain areas ? Bad batch of shingles ? Why are the houses  next to me not showing the same wear or damage ?

Any advice would be great.

Thank you all.

[pbj]

Since you've block all their other ports, the mice are chewing their way through the weakest point available.

[mike boss]

Since you've block all their other ports, the mice are chewing their way through the weakest point available.

LOL! I feel I can not get a win these days. But I'm "kinda" sure this aint the mine.
Either way this is (like the mice were) a P.I.T.A !!!!!

[yotsuya]

I'm thinking I might have a burrito for lunch.

[mike boss]

I love a good burrito. Here locally we have Fat Bastard Burritos.......they are good.
But this doesnt help me with my roof.

[yotsuya]

Any advice would be great.

Have a burrito, call your insurance agent, and forget about anything any of us can/will tell you.

[Louis Tully]

.

[Donkey_Kong]

If you have an abnormal amount of ice build-up, like more so than the neighbors, it's a good chance that you have insulation issues (not enough) in the problem area. Could also be a combination of insulation and ventilation, or again -lack therof-.

You need to figure out the ice issue, probably has nothing to do with the quality of shingle, etc.  Here we're required 6ft from the eaves to apply sticky rubbery membrane material under the shingles called: Ice and Watershield.  This should prevent any major leakage and or wood damage due to your issue. So it will buy you time to get it all fixed (maybe even until spring). Though, it probably be best to call in a roofer and have them check it out asap.

[Donkey_Kong]

oops

[mike boss]

As I sit here and think part of me thinks it would be better (for me) if I were not the only house with this issue.
But the truth is as I walked up the street it really was my house and my roof with this wear.
I dont think the builder will do anything, nor do I think insurance will.
None the less I had a friends wife who works in the insurance business call my wife, my wife must feel I am not worthy of the info........as she has not shared it with me yet.

In the end I'm going to call a roofer my family has used in the past, take the hit and do what he says I need to do. Replacing the entire roof is not ideal, but I'd bet the builder did not use the best shingles.

I thought about calling the builder to ask about shingles warranty, my brother (who works as an electrician) thinks it is not even worth it.

Move on I guess.

[ed12]

believe it or not
trees play alot into this
if u have trees on your lot ? they will shade from the summer heat
and drip rain water when it rain's,thus aging your roof that much faster..
10 year's is the builder's max roof warrenty
10 year's is the new normal for any roof in s/w ontario...
i live a scant 60-90 min's from u >london<
same chit dif pile
min insurance will cover the damage,and u pay the deductable .but be-ware now day's they want a 30"
ice shield put down first..when i did mine i put in first 60" worth
but my pitch is not normal
just food for thought

ed

[pbj]

And, remember, if you've had chickenpox, you are carrying the shingles virus.

[ed12]

ok pbj    lol


And, remember, if you've had chickenpox, you are carrying the shingles virus.

ed

[menace]

The 20/25 lifespan of shingles is a myth--they typically last 12-15 years on the south and west face.  Also, warranties from roofers are a myth--if you read the fine print it'll say you need your roof serviced annually for it to apply (does anyone actually do this??)  Also, your insurance deductible is what $500, $1,000?  You can hire a roofer to fix the bad ones for about $200-$400--my buddy had a guy do his and he said $100 with a taillight warranty (when you can't see my taillights, the warranty has expired)

So long story short--it sucks, but it happens to all of us.  I'm in burlington and probably 25% of the houses around here lost some shingles in that big blow we had a couple days ago.

Also, unless you are seeing bare wood up there, you should be ok against leaks, but don't leave them too long

(I'm a home inspector in Burlington--just so you don't think I'm just talking out my --I'm attempting to get by the auto-censor and should be beaten after I re-read the rules--  )

(oh and BTW--probably 80% (or higher) of the houses I go into have or have had mice--again, you have not been singled out by mother nature...)

[mike boss]

My wife spoke to a friends wife who is in the insurance industry.
She said she was dealing with the same issue (roof damage) for that entire day.
She said that insurance should (would) cover it........but what portion ?
Would they say the wear was not from the storm/wind ?
Her take was get a free quote or two, if the job was $2000 + go thru insurance.
If $1000 or less don't bother going thru insurance.
Funny.....paying insurance every month for the 7-8 years yet you don't wanna use it.
Anyway I have a roofer coming tomorrow, he has done work for my family a few times.
He said he will come check the entire roof and give the quote, if the job isn't as bad as I think and
he can do it on the spot he will give the quote and do the work that day.
My mother in-law will be here tomorrow, so I just advised him talk to her. She will text my wife and she will make
the call (as I can not take calls @ work).

Seems it never rains, it pores.. but this is all part of home ownership.
I just hope the damage is not the full roof, or even half. Ah well.............wait and see I guess.

[eds1275]

If your insurance company refuses to deal with it after you call them, that's really the worst that will happen. They won't bite you for "wasting their time." At the same time, do your best to figure out what parts of your house have a warranty and see if there's any help there.

[Fursphere]

And start looking for a new insurance company.

[Deadpool]

Well it could be the outcome of poor installation.  depending on what type of shingles on your roof, I would just buy some more and fix it.  Not a big deal, unless you have a stone roof, then that is a little more expensive, but i doubt its stone because those don't come up easily.