Excuse me for getting all X2 on this but some of you have the wrong idea about building permits.
I'm a big fan of safety, so if you need to get things inspected for safety's sake I'm all for it, but imho permits are a scam created partially to make a new industry and partially to pass the blame of an accident away from the utility company.
Not true. I'm a student of building codes and they are primarily oriented towards safety, specifically Avoiding structural collapse, can't get out of the building during a fire, or you get electrocuted. they don't protect quality except as a by product.
Example: . . . . The house with the 100 year old wiring... it's still chugging along.
This isn't a crazy over the top example either.... I know a person who was in a situation like this.
This is an example of (I think) one of the great things about the USA. Once you're built out you're done with most regulatory, until you make an alteration. the same applies with zoning which is why you still see eyesores in areas that have had zoning ordinances for many years. Now, if you have 2 fires in your old house with knob and tube bare wiring still in use, they might condemn it for the safety of the neighbors. but in almost all cases, the government tries to stay out of your house when possible.
My point is, if you think the point of inspections is to ensure you have a safe home think again, the point usually is to give a GC trying to supplement his income some extra cash and to make sure the electric company doesn't get sued.
Although the contracting lobby has some input on building codes, its almost always pushing to make them as weak and liberal as possible, not stringent to sell more building materials. the general view is the cheaper it is to build the more we will be hired to do it. the point of codes is safety, with a newer secondary goal of making buildings energy efficient. My brother just ran into a radon abatement issue. Radon abatement contractors didn't exist before someone figured out that radon causes health issues. the issue came up, legislation happened, contractors moved to provide work that meets the code. in that order. homebuilders aren't lurking around trying to find ways to charge people more. they fight against that, generally.
Gonna keep addressing Howard here although others have spewed wrongness in this thread as well:
Yeah I think a lot of the problem lies in the fact that "city planners" or "councilmen" write up this stuff and they don't have a clue what they are talking about in regards to the history of home building.
In almost all cases wrong. West Virginia uses IBC 2009 building code, just like most us states currently. it is a code developed by an international committee of experts and practitioners. Not your friendly local city councilman. Some states make minor exceptions or additions for their local conditions. City planners may have a more direct influence on Zoning, which is a different thing than building codes, but I'm well qualified to hold forth on Zoning as well if anyone wants to have a go.
I think the best example I can give is the fact that modern structural codes are based upon modern lumber and don't make exceptions for old lumber.
My grandma's house is made out of 100+ old lumber. First of it uses REAL sized lumber. A 2x4 is actually 2 inches by 4 inches ect.... Secondly it comes from old growth trees....
. . .
and 1.5 x 3.5 new pine studs that are so flimsy I can drive a screw through them with a manual screw driver.
This is dead wrong. IBC certainly allows for and covers literally archaic techniques and materials for wood framing. It covers heavy timber framing, skip sheathing, wood shingle roofs and a bunch of other stuff you don't really see done much anymore unless someone is specifically going for historical accuracy.
Modern lumber is smaller than old full dimension lumber, but it's better graded/more quality control and you are allowed to use full dimension if you have it. That's not to say you can't buy Low Grade lumber today, but the code sets the grade minimum (#2, stud, etc.). Those markings stamped on the studs mean something.
It's one of those deals where they should really just make it really hard to get an inspectors license, ensuring only knowledgeable people get in and each house should be inspected on a case by case basis instead of going down a list of pointless technicalities. Of course that has it's own problems, so I'm not even sure if a reasonable solution exists.
In my experience this is already true. inspectors have to be trained and licenced under IBC code. You can also always get stuff excepted or specially reviewed. usually you go in, tell them what you're trying to do, and they'll either tell you they'll review your plan and inspect the work, or they'll tell you to get an engineer/architect to seal the design and then maybe a 3rd party inspector, so they are covered. They are respectful of their limits and may pass the buck, but they are also civil SERVANTs and their desire is not to keep people from doing stuff. just from doing dangerous stuff.
I still feel like the OP's basement wall has nothing to do with life safety and he can frame it and hang it without a permit reasonably, if not legally. I could respond to a lot more but I've got to go devise ways to gyp my clients more efficiently and quickly by exploiting current municipal regulatory loopholes!?!