It depends on the game, but in general, using a 64-bit OS results in a noticeable performance boost.
MAME64 needs a 64-bit OS to work.
If you aren't using a 64-bit OS, having a 64 bit processor will make no difference.
So yes, you need to upgrade to XP64 or some other 64-bit OS.
I haven't compared those particular games, but processor speed is more important than the OS.
You can try them with XP32 and if they're just shy of running at 100% speed, the OS upgrade would probably get you to 100%.
If all the games you want to play are already running at 100%, then don't bother with the OS upgrade.
