I just want to post here "for the record" that I had a card on file on my PSN account, and nothing at all has happened to it since the breach. Nothing. No fraud protection alerts, no phantom charges.
It's funny though: About a week
before the breach, the Amex that I had previously attached to my PSN account was compromised. A real person at Amex' fraud protection services called me to ask about a random $1.00(!) charge on my account which turned out to be fraudulent. Got a new card from Amex in 2 days, end of story...
... except that I switched the card on my PSN account to a Visa card that is still on file...
ONE day before the breach. D'oh.
I keep a close eye on all my finances, and I don't auto-pay anything, so I know what's going on with my cards. I'm not worried, but I admit I am going to take that card off the system once the PSN is back up.
If nothing else, it'll keep me from making impulse purchases. AND I'll get to walk a couple of blocks over to GameStop anytime I do decide to buy something on the PSN. So really, it's a healthy choice. Sony is just looking out for my health.
