Thinking about getting out of arcade stuff sales

[Timoe]

all your wire is stranded right?

[SirPeale]

all your wire is stranded right?

Yep!

[Timoe]

order placed.  Thanks again.

[quarterback]

It may well be a breach of contract but I'd be surprised if a specific law has been passed preventing charging for CC transcations. 

I can't imagine it is a law.

For those who missed the first time I posted it:

Since 1984, when a Truth in Lending law ban on surcharges expired, some states have enacted laws prohibiting surcharges; see States That Prohibit Credit Card Surcharges.

Visa and MasterCard prohibit surcharges, and American Express discourages them. Amex does prohibit "discrimination" against the Amex card, however, so if a merchant accepts Visa and MasterCard (and cannot impose a surcharge under those companies' rules), the merchant may not discriminate against Amex by imposing a surcharge.

And for those who aren't sure how to use Google, a couple links:


http://www.alligator.org/pt2/050901charge.php

Florida Statute 501.0117 states a seller "may not impose a surcharge on the buyer or lessee for electing to use a credit card in lieu of payment by cash, check or similar means, if the seller or lessor accepts payment by credit card."

http://seattlepi.nwsource.com/local/241548_wellspent21.html

THE LAW ON SURCHARGES

States that have outlawed surcharges for using a credit card:
California
Colorado
Connecticut
Florida
Kansas
Maine
Massachusetts
New York
Oklahoma
Texas

http://www.fightback.com/everywhere/index.cfm

Fortunately, a number of states have outlawed surcharges for using a credit card: They are California, Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York, Oklahoma, and Texas.

http://www.ago.state.ma.us/sp.cfm?pageid=1179

Q: A store charged me a $1.50 surcharge for paying with a credit card. They said it was their policy. Can they do that?

A: The law is a little confusing in this area. Massachusetts law prohibits sellers from adding a surcharge for using a credit card.

And on and on and on and on....

www.google.com

[iwillfearnoevil]

and just to give peale a bump and add something. it's also illegal for stores to ask for a minimum purchase amount (say $10) on credit card sales. that is mastercard/visa/amex's doing and you can call your credit card company (if mastercard) or visa/amex directly if visa/amex and report them.

[Scott84]

Do you have a link for this?

Im in Canada and would LOVE to report some people!

[SirPeale]

and just to give peale a bump and add something. it's also illegal for stores to ask for a minimum purchase amount (say $10) on credit card sales. that is mastercard/visa/amex's doing and you can call your credit card company (if mastercard) or visa/amex directly if visa/amex and report them.

You positive about that?  I've only seen one store do it, it's a store owned by the Hospice here in town.  They do it so they can actually have some profit on the sales they make.  They're also non-profit, so maybe other rules apply to them.

[iwillfearnoevil]

i kinda have fun reporting people, but i usually ask the owner/ manager if they know they aren't supposed to do that. a lot see others doing it, so do so themselves. because they are charged a flat rate + a percentage so the smaller the purchase, the more the flat rate charge looks. i also reversed mc/visa. it looks like visa you report to your credit card company but mastercard will take care of it for you. not sure if canada is different, i'd think not. also i'm also pretty sure the same rules go for non-profits. i did some research about 4 months ago as an art co-op my wife was in wanted to have a minimum purchase and she had me do some research. there's a lot on google if you hit upon the right keywords.

http://usa.visa.com/about_visa/ask_visa/index.html?it=search#anchor_4

Visa merchants are not permitted to establish minimum transaction amounts, even on sale items. They also are not permitted to charge you a fee when you want to use your Visa card.

If you run into a problem like this with a merchant, please notify the financial institution that issued you your Visa card. These institutions have access to the appropriate Visa rules and regulations and can help you document and file your complaint. You'll find their address and/or telephone number on your Visa statement. Their telephone number may also appear on the back of the card itself.

from https://www.mastercard.com/contactus/contactus_mv.html
Report a merchant violation
In order to make a MasterCard purchase, the merchant/retailer required a minimum or maximum amount.

[ChadTower]

You positive about that?