To answer my own question.  I dusted off my SB 5.1 Live (needed a game port) and my Microsoft Force Feedback Wheel, setup a second monitor and bingo.  I am Crusin' Exotica with a steering wheel and pedals.  Its 2am, so I will have to continue testing later but its pretty safe to say this beats the keyboard by a long shot.  Its nice to have the ATI 9600 Pro card too, just plug in the second monitor and tell it to send out a signal.  Because I have a pull out keyboard I have no real way to mount the wheel in front of my main monitor so this is my temp solution.  Will try and take a pic later today.
Zeosstud