"And, just a thought here--if my cabinet is on fire, IN my house, I think toxic fumes will be pretty low on my list of worries."
This is a pretty extreme reason to go with plenum rated cable that is very unlikely to happen, but what's worse: Being caught in your house which is on fire, or being caught in your house which is on fire with toxic chemicals in the air...

"Only use the stranded stuff (used for patch cables) and don't use the solid stuff."
Again, being patch, rollover, or crossover has NO bearing whatsoever on the cables being solid or stranded. You have to check the package it came in. Some cable manufacturers MAY (Probably not) print it on the outside of the cable insulation, but the original box is the best place to check.
"i have about 50 ft of cat5e patch cable. if it bends pretty easily, does that mean it's stranded? or do i have to actually cut it open?"
I think I was a little confusing. It isn't that solid core cable will physically resist bending (Not at this small of a guage anyways), you just run a higher chance of snapping/breaking the copper core of the individual wires if the cable gets bent and creating shorts or breaks. You will need to look at the copper core of the individual wires (Pick one of the eight), but just take a look at what's sticking out the end. It will either have a bunch of smaller copper strands in the wire or one "big" copper core in each wire.