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Author Topic: Stores that accept PayPal?  (Read 2267 times)

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gprime

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Stores that accept PayPal?
« on: December 21, 2003, 10:14:06 pm »
I don't have a credit card, and other payment methods just take too much time. So basically I only like to use PayPal.

What arcade online stores have you found that accept PayPal? gamecabinetsinc.com is where I got alot of my stuff, but for general cabinet accessorizing they aren't much help.

I finally found a great store that sells Black Vinyl Laminate, but they don't accept PayPal :( I would *love* to get my hands on a roll of this stuff for my control panel. Any ideas where to get some? I have tried the whole plexiglass thing (went through 5 pieces, sadly, cracking each and every one) so I need a nice, easy, n00b friendly covering for my CP, so this stuff sounds perfect.

So if you know where I can find a roll of this, or something similar, from a site that accepts PayPal, that would be great :]

SirPeale

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Re:Stores that accept PayPal?
« Reply #1 on: December 21, 2003, 10:28:33 pm »
I take PayPal, as long as it's not funded by a credit card.  But then again, I don't have any of that stuff...yet.

gprime

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Re:Stores that accept PayPal?
« Reply #2 on: December 21, 2003, 10:50:15 pm »
If you ever get some I'd be interested. And why does it matter if it's funded by credit card? Sorry, I just didn't know there was a difference. It's set up to take the money directly from my bank account, but I also have a credit card (that I *hate* to use) to "back it up" if a transfer fails.

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Re:Stores that accept PayPal?
« Reply #3 on: December 21, 2003, 11:16:03 pm »
You make this WAY too hard on yourself.  I use a Paypal debit card.  It is not only free, they give you a small rebate every time you use it.

I can not imagine why anyone would regularly use Paypal and not get the debit card.  It has truly changed the way I live.

If you have the debit card, you can use your Paypal funds anywhere that accepts Mastercard.  They dont even know it is a debit card or from Paypal.

SirPeale

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Re:Stores that accept PayPal?
« Reply #4 on: December 21, 2003, 11:21:52 pm »
If you ever get some I'd be interested. And why does it matter if it's funded by credit card? Sorry, I just didn't know there was a difference. It's set up to take the money directly from my bank account, but I also have a credit card (that I *hate* to use) to "back it up" if a transfer fails.

If you use a credit card to fund it, the receiver of the money has to have a 'premier' account.  It has a fee of .39 a transaction, +3%.  

Now, if those fees were just on credit card transactions, I think I would have a premier account.  But since that applies to ALL transactions, well...no thank you.  I sell the stuff I do on an extreme shoestring to keep the prices low.

OSCAR

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Re:Stores that accept PayPal?
« Reply #5 on: December 21, 2003, 11:53:01 pm »
If you use a credit card to fund it, the receiver of the money has to have a 'premier' account.  It has a fee of .39 a transaction, +3%.  

Now, if those fees were just on credit card transactions, I think I would have a premier account.  But since that applies to ALL transactions, well...no thank you.  I sell the stuff I do on an extreme shoestring to keep the prices low.


If your sales volume is high enough you can qualify for Merchant status with PayPal which charges 2.2% and $.30 per transaction.  Still not free, but pretty competitive with other online credit card processors and merchant accounts.


gprime

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Re:Stores that accept PayPal?
« Reply #6 on: December 22, 2003, 03:17:05 am »
You make this WAY too hard on yourself.  I use a Paypal debit card.  It is not only free, they give you a small rebate every time you use it.

I can not imagine why anyone would regularly use Paypal and not get the debit card.  It has truly changed the way I live.

If you have the debit card, you can use your Paypal funds anywhere that accepts Mastercard.  They dont even know it is a debit card or from Paypal.

Where do you get this card? Is it a physical credit card, or just a number you use on the internet? (you got me very interested :))

EDIT:
Nevermind, it appears I am not elligible for the card :(
« Last Edit: December 22, 2003, 03:27:53 am by gprime »

Techoverload

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Re:Stores that accept PayPal?
« Reply #7 on: December 22, 2003, 04:35:54 am »
Just log into your paypal account. Then when looking at your account overview page down at the bottom among the other links is one labeled ATM/Debit card just click there and you can sign up for a card.....the nice thing is you can get multiple cards with diffrent names and card numbers...for wife///partners..etc.... they all draw from the same account. Also if you have a ebay account attached to your paypal account you can get 1.5% cash back anytime you use your card to make a purchase including both online and and in store use.......so everytime you use it to buy gas you get money back...... I use only my paypal card and average about 30-50 a month in cash back :)

JackTucky

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Re:Stores that accept PayPal?
« Reply #8 on: December 22, 2003, 09:37:23 am »
Now, if those fees were just on credit card transactions, I think I would have a premier account.  But since that applies to ALL transactions, well...no thank you.  I sell the stuff I do on an extreme shoestring to keep the prices low.

Peale:

I have a premier account that accepts credit cards and I don't pay on bank transactions.

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SirPeale

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Re:Stores that accept PayPal?
« Reply #9 on: December 22, 2003, 09:42:41 am »
My wife has a premier account, and she gets charged for all transactions.  How did you get lucky?

gprime

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Re:Stores that accept PayPal?
« Reply #10 on: December 22, 2003, 11:22:13 pm »
I sent someone $50.00 today, and they ended up only getting $47.75. Is this because of the CC tax?

namzep

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Re:Stores that accept PayPal?
« Reply #11 on: December 22, 2003, 11:34:52 pm »
I wouldn't really call it a tax but, yeah, that's why it comes out that way.  I set up a premier account a couple of years ago when I was heavily selling on ebay and definitely like it.  I see the credit card charge as a small price to pay for offering greater flexibility to customers but it's a personal choice.  

mmmPeanutButter

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Re:Stores that accept PayPal?
« Reply #12 on: December 23, 2003, 08:30:13 am »
I've got access to two accounts.  One is updated, the other is not.  Whenever I sell something (on ebay, for example) I mention that I accept credit card payments, but that they are resonsible for the fee.

Then when I want payment I e-mail them and say...  if you pay by a balance or a bank account, pay $xx to yyyyyy@yyy.com and if it a credit card, pay $xx + fees to zzzzzz@zzz.com.

All the credit card payments go to the updated account, but because I incorporated the fee, I still get the full amount.  Then I send it to my non-updated account.

The only thing that sucks is that I have to find out <i>how</i> they'll pay <i>before</i> they actually do pay.


mp2526

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Re:Stores that accept PayPal?
« Reply #13 on: December 23, 2003, 01:32:51 pm »
I've got access to two accounts.  One is updated, the other is not.  Whenever I sell something (on ebay, for example) I mention that I accept credit card payments, but that they are resonsible for the fee.

Just an FYI, if you are in the US, this is technically against Visa, MasterCard, Discover, American Express, and Paypal's regulations.  It's also illegal in several states.

gprime

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Re:Stores that accept PayPal?
« Reply #14 on: December 23, 2003, 03:20:47 pm »
Well that stinks. I thought I would be cleared of that CC fee since my funds are taken from my bank account. It's kind of dumb that they charge this to the seller just because I have a backup credit card (the credit card backup allows instant transactions, without it, it takes over a week to clear bank transactions). Wouldn't it make sense for PayPal to to give the seller the partial amount of money instantly, and once the bank clears the transaction, to give the remaining amount?

Bah.

mp2526

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Re:Stores that accept PayPal?
« Reply #15 on: December 23, 2003, 06:03:08 pm »
Wouldn't it make sense for PayPal to to give the seller the partial amount of money instantly, and once the bank clears the transaction, to give the remaining amount?

What would this have to do with CC fees though?

mp2526

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Re:Stores that accept PayPal?
« Reply #16 on: December 23, 2003, 06:31:30 pm »
I've got access to two accounts.  One is updated, the other is not.  Whenever I sell something (on ebay, for example) I mention that I accept credit card payments, but that they are resonsible for the fee.

Just an FYI, if you are in the US, this is technically against Visa, MasterCard, Discover, American Express, and Paypal's regulations.  It's also illegal in several states.

Now that I think about it, this is probably why they charge for both bank transactions and credit cards, because they can't charge just a surcharge on credit card transactions, so the only legal way is to surcharge all transactions.

mmmPeanutButter

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Re:Stores that accept PayPal?
« Reply #17 on: December 23, 2003, 11:38:24 pm »
I've got access to two accounts.  One is updated, the other is not.  Whenever I sell something (on ebay, for example) I mention that I accept credit card payments, but that they are resonsible for the fee.

Just an FYI, if you are in the US, this is technically against Visa, MasterCard, Discover, American Express, and Paypal's regulations.  It's also illegal in several states.

Don't call the cops just yet!!  One is mine and the other is my father's.   :P

mp2526

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Re:Stores that accept PayPal?
« Reply #18 on: December 23, 2003, 11:59:58 pm »
Don't call the cops just yet!!  One is mine and the other is my father's.   :P

I personally don't care what you do with your business.  It's technically illegal or against regulations, but people still do it.  I was just stating it for anyone who cared.  As long as I'm being technical though, I don't think it matters if the account is yours or not, it still could be contrued as illegal, because you are in essence charging a surcharge for credit accounts.  But, like I said, no skin off my nose, and it's unlikely anyone would complain if your small enough to come in under the radar. :)

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Re:Stores that accept PayPal?
« Reply #19 on: December 24, 2003, 12:17:39 am »
Just thought I'd throw my opinion in here.

I won't do business with anyone that trys to charge me for credit card fees. Its against the rules and I think its a shady practice. The seller paying the fees is part of the cost of doing business.

Paypal is an incredible service and I feel their fees are fair for the service that they provide. If any of you were doing ebay before paypal you would underdstand what a pain it was to get money orders and the time that it took for the seller to receive it. Now adays you should be receiving the product about the same time in the old days that the seller would be receiving payment.
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Re:Stores that accept PayPal?
« Reply #20 on: December 24, 2003, 01:00:35 am »
Just thought I'd throw my opinion in here.

I won't do business with anyone that trys to charge me for credit card fees. Its against the rules and I think its a shady practice. The seller paying the fees is part of the cost of doing business.

Paypal is an incredible service and I feel their fees are fair for the service that they provide. If any of you were doing ebay before paypal you would underdstand what a pain it was to get money orders and the time that it took for the seller to receive it. Now adays you should be receiving the product about the same time in the old days that the seller would be receiving payment.

I agree with you.  Paypal has its problems, but over all it makes online payments much easier than they used to be.  I also agree that accepting CC fees as a cost of doing business is the better way to go.  If a little over 3% is too much for your low volume business to survive, then your not selling your product for enough money.  In my opinion, especially when dealing with auctions, by accepting credit cards you open yourself up to a much larger buying audience and that in itself will pay for the cost of accepting credit cards.

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Re:Stores that accept PayPal?
« Reply #21 on: December 24, 2003, 08:00:11 am »
Just thought I'd throw my opinion in here.

I won't do business with anyone that trys to charge me for credit card fees. Its against the rules and I think its a shady practice. The seller paying the fees is part of the cost of doing business.

Paypal is an incredible service and I feel their fees are fair for the service that they provide. If any of you were doing ebay before paypal you would underdstand what a pain it was to get money orders and the time that it took for the seller to receive it. Now adays you should be receiving the product about the same time in the old days that the seller would be receiving payment.

I agree with you.  Paypal has its problems, but over all it makes online payments much easier than they used to be.  I also agree that accepting CC fees as a cost of doing business is the better way to go.  If a little over 3% is too much for your low volume business to survive, then your not selling your product for enough money.  In my opinion, especially when dealing with auctions, by accepting credit cards you open yourself up to a much larger buying audience and that in itself will pay for the cost of accepting credit cards.

I guess that depends on whether or not you're in 'business' or not.  For people that sell stuff only occasionally on eBay, it doesn't make any sense.  For others who do great volumes of sales, PayPal (or your own merchant account) makes sense.  Of course, this can drive prices up a bit to make up for the difference (which could be added in as a 'handling' fee) but hey, it's for convience, right?

eightbit

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Re:Stores that accept PayPal?
« Reply #22 on: December 24, 2003, 10:11:09 am »
I guess that depends on whether or not you're in 'business' or not.  For people that sell stuff only occasionally on eBay, it doesn't make any sense.  For others who do great volumes of sales, PayPal (or your own merchant account) makes sense.  Of course, this can drive prices up a bit to make up for the difference (which could be added in as a 'handling' fee) but hey, it's for convience, right?
If you sell a $7 item it costs you $.50 if you have an account that accepts credit cards. Since the majority of people use credit cards to pay odds are your going to get more people to bid which drives up the price of your auction even if the guy that wins doesn't pay with a credit card.

As your item goes up in price so do the odds that people are going to want to pay with CC's. Your transactions are processed faster and you can get a debit card to have instant access to your paypal funds. I usually only accept PP on my auctions now because I've waited to many times for people that take 2 weeks to send a money order and then they'll send a personal check that was dated the day they were supposed to send the money and claim that the mail took that long. Then I end up sitting on the item another 2 weeks to wait for their personal check to clear.

If you don't like paypal there are other online bill paying services that charge less but they  are not very popular.
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