1) should not be a problem
2) the 'official word' for UL/CSA is voltages under fourty something volts is considered Safety Extra Low Voltage (SELV) and is not a shock hazard. However if these ENERGY LEVEL is high enough it can be considered an ENERGY hazard, this happens at levels above 240Watts. If your 12V PS output is above 20A or the 5V winding is above 48A, it would be considered hazardous energy. An example of a hazardous energy mishap might be a 1.0Volt output 500A power supply (yes they exist!), being shorted out with your wedding ring. You would not get shocked, however as your ring heats up due to the short, you will not be too happy. As a final note, you are the ultimate arbitrator, since you clearly will not get UL approval on your cab.
3) "Grounding" is often misunderstood. You can only become shocked if there is a voltage across your body. Your feet would normally be at ground because, well, they're on the ground! If you connect the (-) terminal to a piece of metal on your desk, you have not "grounded" anything, because the metal needs to be connected to ground, which is the 3rd wire in the power cord. If you follow this wire back to your electrical panel, out your house, you will find it connected to a metal rod driven into....the ground! So if you have a metal frame in your cab, unless you have grounded it to the 3rd wire in the power cord, it is not grounded, and connecting the (-) terminal of any power supply will not do much of anything (in fact, it is probably less safe). In the event the power supply has a short circuit from the line voltage (110V) to an ungrounded output (5V etc), most everything that is connected to the output would be vaporized, and if you happen to be touching anything conductive connected to it, you would be exposed to shock. If you GROUND the output (5V etc), when the line voltage shorts to the output, a fuse or circuit breaker will trip somewhere and there will be no shock hazard because that output will never get above ground potential due to the ground connection (but there is a pretty good chance your mobo would still be vaporized

).
That done and said, every cab I have build or can recall seeing has no exposed metal to the user, so I have never 'grounded' any outputs of my cab PS. Since the user cannot 'touch' anything connected to the power supply, there is no shock hazard. BTW exposure to shock from 110V to output shorts needs to consider anything CONNECTED to the power supply (i.e. if you had a metal shelled USB key or KB, it could be a shock hazard if plugged to a faulty supply).
Long post, too much idle time this AM.