I looked around here and in general and didn't easily find anything on this. I'm consolidating systems such that my main gaming system will also be my main computer for all else. The issue is I have two monitors, hence both need speakers. I have those. And I have a pci card. Here are the results I've had:
I didn't look in the bios for anything. I just changed the Windows sound options, setting the card as the default (else it outputs nothing). The onboard still outputs, with the caveat that all system sounds and other stuff like Mame and MaLa aren't output. However, those are output via the card.
Of course, I wish for both to output all events. Can this be done?