Yup. You'll find very little info, even from the local gov'ment. Providing info is a liability nightmare - the town would rather you hire an electrician, get it inspected, have it fail when the inspector is po'd at his wife, pay the $50 again for a re-inspection...
I don't see anything about conductor height, as long as its at least 1 1/4" back from the nearest edge of the stud to prevent damage after the fact.
Think about it this way - if you were going from the first floor to the second, your penetration would be AT floor level.
Outlet heights still apply.
I'm not a residential electrican, but I did stay at a Holiday Inn express last night.
Oh, the 1 1/4" comes from 300.4(A)(1), NEC 2002 handbook.