Okay, I played with this for about 3 hours last night and have some pretty definitive answers -
WebGeeks method works fine, but it's fussy (in Nvu) about typo's. You do need a width tag. Without one (or with a really wide one), the ToolTip will sometimes go mostly off-screen. I set a width of 80% and that works well. If needs to be fixed also. A min of XXX and a max of 80% will give the same problems. This means that the ToolTip will be fairly large if there are only 4 or 5 words in it, but I can live with that.
SirPoonga's method - on long tooltips, a couple of words will be off the edge of the screen before it wraps back. Setting a width adjusts the background, but doesn't wrap the text.
I see why everyone on the Nvu forums was bitching about it and JavaScript. It will not preview it, and worse, if you type something in incorrectly, it will often try (and fail) to fix it, obliterating much of your other code. Save early and save often.
Regarding JavaScript - I think you are both right. When I try to open the page at home in IE for testing, I get a Warning about IE disabling stuff, and the scripts don't display. But if I go into Intenet Options - Security, JScript IS enabled.
Personally, I guess some people won't be able to see the tooltips, but I can live with that. They are just explanatory text. It's not they are pull-down menus for site navigation . . .