So after digging through this more, I simply do not think it's possible.
In the MAME docs it even says stuff with the "tags" tag in the XML config files are only at the non default system level.
I tried setting those values for system "default" in both the ctrlr and cfg levels and it didn't work. I tried even adding the game specific systems in there, and that still didn't work.
I then thought okay I will just manually make the changes in Maximum Force, then copy the maxforce.cfg file, rename it the name of the other game such as area51.cfg, and then inside the file, edit the system from "maxforce" to "area51". And this worked. Kind of...
The problem is, not all games use the same tags nor the same variables inside of those. For instance, copying the Maximum Force and Area worked, since they both use the same variables. But then I also made Lethel Enforcers and Point Blank ones off of that original Maximum Force file, but it didn't work. After I manually changed the values in those games, I then looked at the .cfg files, and both Point Blank and Lethal Enforcers use different tags and variables in there too.
So there is basically no rhyme or reason to setting them by any specific names. It looks like I'm going to have to manually just do it myself for each game to create the correct .cfg file.