Re:
USB 2 vs USB 3.
There has been some mention of USB 3, but not much. That is not a definitive answer, but take it for what it is worth.
Also, consider the date on the posts you did find? If they were after 2010, maybe they were USB 3.
Also, a substantial amount of people are using PCs that are refurbs, repurposed after an upgrade, curbside or dumpster PCs. For sure, there are people using new PCs, but for a long time people were pushing the P4 cart and 2Gig of ram cart; I can't see those PCs having USB3.
Anyway, none of that answers your question about hard drives either.