Hey thanks grafix. I have it worked out. I was creating the .ini file but it wasn't going to where I expected. I found it, modified it and all is well now. And, I do read the docs. It's just if you havn't done something before, it's not always intuitive.

Well, all is almost well. I do have another issue that I am sure has been brought up before but since we are here;
Since updating to .73 some games have been running very poorly (skipping). Smash TV and Mortal combat to name 2. They were running fine prior to switching to .73. I am sure there is a setting in the .ini file that I need to change to smooth things out. I read the docs and I still can't figure out what setting I should change.
To get by this in the meantime, I am launching the poor perfomers from the old mame version.
Any suggestions?