As I said before I am new to the whole dual core processor when it comes to MAME.
I have a dual core lap top it is a dual 1.6 intel core I believe.   While it did very well, it is my main computer.
But not only am I new to dual core, but I am ultra new when it comes to Anthlon 64x2.    So alot of what I said was out of sheer frustration.
It turns out that the tearing effect had to do with my Plasma display.    More then likely just improper video drivers because when I went to my LCD display everything was fine.    Full speed on just about everything that I have thrown at it.    Alot of problems was also coming from the fact that I was using beta MAME which pretty much breaks MAME for Vista around 117u1.    
So far I am very impressed with 3D games and the Pentium D is history.    I am glad I stuck with it...and no restocking fee! 

I appreciate those that helped/or tried to help.   thank you.    It got my mind thinking about every possibility.