built-in near our front door (desk with some drawers and bookshelves) and the guy wants $8,000 just for that!!!
I used to swing a hammer for a living. For every job on my house, I had someone in and got estimates. As I was looking at the astronomically high quotes, I'd say to myself, screw that, I can do it myself cheaper. I did most of the improvements to my house myself. When I bought the house, I stripped it the studs, moved doors, changed rooms around, built a bigger kitchen. After that was done, my wife decided the house wasn't big enough. So we decided to take off the second floor of the house, it was a cape, and go up with a full second floor and walk up attic.
Now I could've done it myself but there was no way I'd be able to get the second floor off and covered in time to prevent damage to the first floor. I did most of the demo of the second floor - saved there.
So I contracted out the shell of the house. This way it would be covered and I did all the finish work a lot of the electrical, plumbing, contracted out sheetrocking , painting too (I hate doing that). Doing it this way saved a ton of money and we were able to go with higher end materials and fixtures.
So maybe take a look at what you can do and are willing to do. You can save a ton of cash.