Well my point was that since none of the wii chips are solderless yet, you are really doing the same amount of work (except you have to plug it into your pc first... big whoop). There are a lot of do-dads soldered on to the DIY chip, but if you read the how-to they are all optional..... You basically take an off-the shelf chip and program it and solder it on in the exact same manner that you would do a commercial chip.
Actually I like the
this method. It appears that a second hardware hack will be required for wii homebrew and this wya you don't void your warranty. Also a 1 gig sd card and a usb adaptor is about 50 bucks by itself, so you aren't exactly wasting money on it.