If your hard drive is still FAT32 (or FAT16) format, you can go through the setup (I beleive) to restore 98.
If there is no option, I suggest renaming the "Program Files" folder, and the like, booting from a floppy, and typing "Deltree WINNT" (or whatever your XP directory is called), and reinstalling 98 and your programs.
If you converted your hard disk to NTFS, as part of the install, it is a little bit harder. NTFS is not convertable back to FAT32. Win 98 does not read NTFS. So, in this case, it is best to backup all your data and reformat the drive as FAT32.