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What a horrible loss of machines.......please see post
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Ginsu Victim:
Craig, one of the biggest hurdles was the fact that it was a commercial building and wasn't zoned for residential living. It was directly next to the train tracks and everything around it was industrial. Word around the campfire is that the city might be starting legal action against them for living there in the first place (more salt to the wounds).

As for fund raising, right now, there isn't, to my knowledge, a paypal account setup yet, but I'm sure it's coming soon. Currently, there is a local bank taking donations for them, and on Saturday night, they are setting up a screen outside to watch the UFC pay-per-view, having hamburgers and hot dogs, and taking donations.
ChadTower:

--- Quote from: Turnarcades on August 06, 2009, 10:11:44 am ---Regardless of whether insurance was approvable or not, if it wasn't insured I would have had doubts about even living there as it's gambling with both your money and your life.

--- End quote ---


Erm, insurance isn't going to save your life in a fire.  It helps you rebuild.  It does nothing to get you out of the burning building.

They could have gotten a custom insurance policy on the collection itself but odds are it would have been an asset policy and been prohibitively expensive for them.  If Mariah Carey can get a billion dollars in coverage on her legs then there is insurance out there for anything.  Being able to afford such coverage is the problem.

Now, since they were living there, that could have been a problem for insurers, given that it is not legal to take up residence in a commercially zoned building.  That is a different issue, though, and an intentionally chosen risk.

Level42:

--- Quote from: Ginsu Victim on August 06, 2009, 08:11:10 am ---
--- Quote from: Level42 on August 06, 2009, 06:19:26 am ---this shows why you should have smoke detectors and extinguishers.

--- End quote ---

No one was home when the fire started, so what good do those serve at that point?

--- End quote ---
Well if you have smoke detectors installed connected to your alarm system, the fire brigade would have showed up a lot sooner. Fires never start big, they start small. In the first phase of a fire there is still a lot that can be done to prevent further extension of the fire.

But even more important, what IF there had been people there ?!?!?!! Would they have come out safely ? Would they have had an extinguisher around to try and stop the early fire ? Was there more than 1 route to escape the building ?

It's just things people rarely think of but should...

I'm not saying this is per-se the case here, it's just a wake-up call for fellow collectors...
Ginsu Victim:
They had an alarm system (look at what was inside, I mean, come on) and all kinds of precautions, but it was very difficult for the firefighters to fight that blaze because of the structure. My post was saying that all of that didn't matter much in this case.
Turnarcades:
Thanks everyone for clearing up the picture of how insurance works in this instance, but it still remains that if it was the case insurance was unlikely, I personally would not take the gamble of living there. No-one expects it to happen, but even if there is a small chance I wouldn't be able to disregard it. I guess after having an unexpected stroke at a young age, I tend to err everything on the side of caution as with that I often thought if I'd made even small precautions it may never have happened and I'd still have proper use of the left side of my body.


--- Quote from: ChadTower on August 06, 2009, 10:23:34 am ---
--- Quote from: Turnarcades on August 06, 2009, 10:11:44 am ---Regardless of whether insurance was approvable or not, if it wasn't insured I would have had doubts about even living there as it's gambling with both your money and your life.


--- End quote ---
Erm, insurance isn't going to save your life in a fire.  It helps you rebuild.  It does nothing to get you out of the burning building.
--- End quote ---

Not what I meant. By 'life' I don't just mean health, I mean losing a home is like losing 'your life'. Without a home you don't have much of a life, you're back at square one more often than not.

Whatever the situation, I wish them the best and hope they get back on their feet soon. If I was in the US I'd contribute myself by building a cab to give to him. It's no consolation for the loss of classics (or your home!) but it'd get his collection re-started.
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