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I need a credit card (i think)
Fordman:
ChadT- I believe you may be mis-informed about HIPPA, each time you visit the Emergency Room, it has to be treated as if you've never been there before. When you see that wonderful person that admits you to the hospital, they ask you to sign 3 HIPPA forms. One is for the hospital to share info with your personal physician. The second is so the Doctors and Nurses at the ER can ALL see your currently building charts in case there is a shift- staff change sometime during your visit. Third is so your agreement for an independent lab to maybe have to do lab work with any body fluids and that the lab and current Doctors and Nurses are able to view & discuss the lab results.
Your bills must be billed from a third party biller, but usually the biller is also owned by the hospital under a different name (University Hospital - University Hopital Claims & Services for example). The bills are also coded so only ICD-9 and there is another software, but the name escapes me right now, readers are able to see what you are actually being billed for. The coding is for your privacy incase your bill ends up in someone elses mail box or you drop it or something like that. The coded bill goes to your insurance also, which they have the same ICD-9 software to decipher the bill and pay the hospital-Doctor.
As for dawayne and his predicament: Question for you:
Do you still contribute to your 401 each paycheck? If so, STOP! Take the funds your putting into your 401K and use every penny on the building debt. You probably arnt building any money in your 401K right now anyway, other than what you are putting in. Does you employer match funds? If so, that is the only downfall from currently suspending your 401K contributions. You should be able to stop the contributions at any time, but may only be able to re-start every 90 days or so, depending on your 401K and how its set up.
:cheers:
Fordman
ChadTower:
--- Quote from: Fordman on July 17, 2009, 04:07:05 pm ---ChadT- I believe you may be mis-informed about HIPPA, each time you visit the Emergency Room, it has to be treated as if you've never been there before.
--- End quote ---
I write software for a living that conforms to HIPAA. What has to happen is the medical information needs to be stripped out so that the people handling the billing have no way of connecting the treatment/condition/incident to the individual. The amounts charged are still handled under a single billing account for collection purposes. That's why when you call a hospital sometimes the operator can't actually tell you exactly what each item on your account is for - because that info is not being presented to them, only dates and charges.
The billing dept has full access to how much your accrued balance is over time. They would be completely unable to do their job if they didn't have that information. Of course, your explanation just mirrors what I'm saying, even though for some reason you tried to tell me I'm wrong. :dunno
The billing is not the same as the medical information and HIPAA only protects the medical information. There is no protection from your financial accountability in HIPAA.
danny_galaga:
--- Quote from: protokatie on July 17, 2009, 06:08:09 am ---Danny, it is all about how much you OWE not how much you OWN. It is a sick system, to the point that fiat money is mostly given value based on debt to banks, and not any real world intrinsic value. A few months back I posted a thread on how money is made (it isnt made by the treasury of any nation, but by the banks).
The only time a bank will care about what you own is as collateral against you failing to pay interest (plus principal, of course...)
--- End quote ---
Well, like i say, i chose to ignore accepted practice, and lo and behold the bank was happy to roll with it. I owed no one anything, and all i owned was a crappy second hand car...
protokatie:
--- Quote from: danny_galaga on July 18, 2009, 03:15:26 am ---
--- Quote from: protokatie on July 17, 2009, 06:08:09 am ---Danny, it is all about how much you OWE not how much you OWN. It is a sick system, to the point that fiat money is mostly given value based on debt to banks, and not any real world intrinsic value. A few months back I posted a thread on how money is made (it isnt made by the treasury of any nation, but by the banks).
The only time a bank will care about what you own is as collateral against you failing to pay interest (plus principal, of course...)
--- End quote ---
Well, like i say, i chose to ignore accepted practice, and lo and behold the bank was happy to roll with it. I owed no one anything, and all i owned was a crappy second hand car...
--- End quote ---
Well, if you care about your fellow (gal-ow?) arcade fan, then sponsor me to move to OZ and get a "green" card there. I have skills... Maybe a change of scenery would do me good. Oh wait... I would be called a Sepo everywhere I went... Damn Australians... :<
danny_galaga:
--- Quote from: protokatie on July 18, 2009, 04:47:44 am ---
--- Quote from: danny_galaga on July 18, 2009, 03:15:26 am ---
--- Quote from: protokatie on July 17, 2009, 06:08:09 am ---Danny, it is all about how much you OWE not how much you OWN. It is a sick system, to the point that fiat money is mostly given value based on debt to banks, and not any real world intrinsic value. A few months back I posted a thread on how money is made (it isnt made by the treasury of any nation, but by the banks).
The only time a bank will care about what you own is as collateral against you failing to pay interest (plus principal, of course...)
--- End quote ---
Well, like i say, i chose to ignore accepted practice, and lo and behold the bank was happy to roll with it. I owed no one anything, and all i owned was a crappy second hand car...
--- End quote ---
Well, if you care about your fellow (gal-ow?) arcade fan, then sponsor me to move to OZ and get a "green" card there. I have skills... Maybe a change of scenery would do me good. Oh wait... I would be called a Sepo everywhere I went... Damn Australians... :<
--- End quote ---
Hehe. We arent even in a recession yet, so i invite all you Seppos over if you need work (",)
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