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Question about car insurance claims
shardian:
--- Quote from: shmokes on February 22, 2008, 03:49:37 pm ---Do you know/can you find out whether he told them that the accident happened six months earlier?
--- End quote ---
No, you are in a single person boat here my friend. It will be a judgement call on your part. All I can tell you is either take your chances and lie about the date, or be straight up with your agent and tell them you didn't understand the way the claim worked at the time/you were in the process of a cross country move and just got settled. This is when it comes in handy to deal with a local agent instead of Geico. If you are on friendly terms with them, they can and do pull strings to keep you happy.
shardian:
In the future, at least report the incident even if you don't have the cash at the time. It could be months before you get the damage fixed anyways on a non-critical damage.
shmokes:
--- Quote from: shardian on February 22, 2008, 04:03:40 pm ---
No, you are in a single person boat here my friend. It will be a judgement call on your part.
--- End quote ---
Yes yes. I understand all that. I'm trying to figure out notice requirements. I can't find any in my policy (though I did find a place that said that if my state laws required that they give me a longer notice timeframe than is stated in my policy that they will abide by state law). Obviously I have to decide for myself whether to tell them the damage is recent or seven months old. But my decision will be made a helluva a lot easier if it turns out that they'll pay regardless.
shardian:
Call an agent at the other end of the state, and in general terms ask them about your situation.
shmokes:
Finally find the notice section of my policy. It merely says that I must notify them as soon as possible. It would be tough to make the case that seven months later was the earliest possible time I could have notified them.
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