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poll: who owns your car? you? or the bank?
Chris G:
Paid cash for my Tacoma 5 years ago. I hate owing.
Jouster:
I paid off my BMW last year.
Jouster
mr.Curmudgeon:
I paid off my last vehicle, a $24k 1998 Isuzu Amigo. Then less than 6 months later...a piston froze up. :banghead:
My current vehicle, a $13k Scion xA is still on loan from the bank.
danny_galaga:
--- Quote from: shardian on February 01, 2008, 09:30:08 am ---Every car I've owned I've paid in cash, except for the Ford Escape. I finally broke down and bought a newer vehicle for my family last May, and got a small loan. I didn't have to, but I would prefer to keep money in the bank than be broke and need it. I paid half down, and got a loan for the other half. Besides, then interest I collect on the money pretty much cancels out the simple interest of the loan.
So to answer your question, me and the Credit union are in halfsies. ;D
--- End quote ---
goddamit! theres always someone with an option i hadnt thought of :D
for those who mentioned lease, thats worse than a loan in my books...
boykster:
I own 95% of one car (2000 RX300) and about 50% of the other (2006 IS250)
I don't mind financing larger purchases as long as the debt service is reasonable. My credits good and when I bought both cars the interest rates were reasonable. Lexus rarely - if ever - offers 0% though....I'd be all over that like Peale on someone taking too many antibiotics.....
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