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poll: who owns your car? you? or the bank?

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patrickl:
I got a loan from myself.

TOK:
I didn't vote because I have one in each category!  :dunno
Have a 99 pickup thats paid off, a 2004 crew cab pickup that I got a loan for -its the family hauler so it can't be a junker, and I have a company truck.

If I can only have one car payment at a time, I'm OK with that.

knave:
I didn't vote.  I own my car, but I did finance it through the dealership for 0%.

Paid it off in 3 years.  Was a great deal.  Not paying interest is awesome.  :applaud:

Oh and I also still have my old truck which I bought at auction with my Credit card and then paid in full the next month. (I didn't have the cash on me, that was 15 years ago.)

Does my project 1967 Kaiser-jeep truck count? I paid cash for that.  :)

CheffoJeffo:
Interesting question ... I have owned all of my cars (e.g. paid cash), with the exception of the car that I bought upon graduation back in 1990 (and I used my line-of-credit, so I owned the car, but I used bank money to buy it).

Same deal with Mrs Cheffo, until this year when she was going to be doing a lot of driving on a daily basis moving the kids around. That is our first leased vehicle ever, but is essentially my company car, although I did not take a pay cut for it.

Daniel270:
With the exception of an '81 VW Rabbit (diesel model), I bought every car i've owned outright with cash, including my '07 Ford Focus that I have now. It's taken most of my adult life to figure out that if I can't pay for it with cash outright, I don't need it.

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