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Hope for the good in people but expect the worst

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ChadTower:

--- Quote from: boykster on November 21, 2007, 02:57:00 pm ---Its not in WA; insurance is mandatory, but the legislature doesn't have the stones to make it tied to registration of the vehicle.   :dunno

--- End quote ---

The MA legislature has galactic stones, then.  For the last three decades here not only has it been tied to your registration but the state also sets insurance rates... so there is little benefit to competition amongst companies.  The only difference between then is things like local office service and how they respond to claims.

They're actually just about to deregulate pricing in 2008, I think - it's going to be chaos as some people's insurance is going to drop hard and others are going to double overnight.

SavannahLion:

--- Quote from: ChadTower on November 21, 2007, 01:12:49 pm ---
In CA is your registration tied to your insurance?  In MA you can't register a car without proof of insurance - and when your insurance is cancelled, they notify the RMV, who then cancels your registration.  If you don't pay your car insurance you end up driving without insurance AND without registration. 

--- End quote ---

What Shardian basically said. It gets weird when you start considering the intricies and catch 22's that go on here.

For instance, I had a hard time buying my first truck because the dealership wouldn't sell to me without proof of insurance. Insurance companies won't insure without a car. Catch 22. What you have to ask for is a "proof of promise to insure" or something weird like that. Stating that you have an insurance company willing to cover you.

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ChadTower:

Why would the car dealer care?  They shouldn't care if you take it home and bake it in a pie.  They don't have to register it for you.

SavannahLion:

--- Quote from: ChadTower on November 21, 2007, 03:30:54 pm ---Why would the car dealer care?  They shouldn't care if you take it home and bake it in a pie.  They don't have to register it for you.

--- End quote ---

I have no idea. :dunno I've had the same question posed to me in the past. It seems some dealerships do, and some don't. I had the exact same issue when I got my second truck (I had insurance then anyways), but no issues with my third. But then again, the first two were purchased in California, the third was in Nevada.

It's also not like anyone without insurance couldn't get a car anyways. How many cars being sold on the road side are sold to people without insurance?

ChadTower:

We have to have a plate (which means registration and insurance) here to drive the car off the lot... but I've known people that had it towed off without a problem.

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