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After 3 years I finally got my first dent...
ChadTower:
--- Quote from: Xam on September 23, 2007, 10:25:14 am ---Yes save the engine if it is totaled...those run about 5-6 grand...someone will buy it for mucho dinero.
--- End quote ---
He can't... if the insurance company totals it out they take the car. It belongs to them at that point.
mpm32:
I don't know, I've seen what Butch can do with bondo. He might be able to fix that little dent. ;)
shmokes:
I'm pretty sure you can usually buy back a totaled car, generally at a fraction of what it's worth. The worst accident I was ever in involved my friend's car being totaled. He got $8500 for the car from the insurance company, bought the totaled car back for $2000 and had it good as new for under $2000. Of course the resell value is shot, but the car only needed a new dashboard, windshield and some minor body work.
In any case, I think buying back the totaled car is generally an option.
AtomSmasher:
I believe your right about buying the car back and once the guy tells me its totalled I'll ask him how much to buy it back. The engine and transmission alone would probably pay for the car.
Also, I've heard people have had to argue with the adjuster over the actual value of the car, should I be arguing to get the private party resale value or do they generally only give the trade-in value? (both values from kelly blue book)
ChadTower:
Usually you'll get something in between but much closer to private party value.
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