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Buying a first home
jbox:
I have people skills; I am good at dealing with people. Can't you understand that? What the hell is wrong with you people?!?
I just love the latest revelation - AtomSmasher knows for a fact that renting is more expensive than buying, but he thinks you should rent too! Do you think it's because you want to be French? ;D
AtomSmasher:
--- Quote from: jbox on March 22, 2007, 01:45:23 am ---I just love the latest revelation - AtomSmasher knows for a fact that renting is more expensive than buying, but he thinks you should rent too! Do you think it's because you want to be French? ;D
--- End quote ---
He is a student whos only income is from student loans and would need to get 100% financing. If he's even able to get a loan, it will be at an obscenely high interest rate. Renting is not a bad idea in that instance.
Shmokes, if your interested in buying a brand new house in the not too distant future, you should look into getting an apartment from equityresidential.com. They take a small percentage of your rent and put it towards buying a new house (although only if you buy from KB Home last I checked). I lived in their apartments for 3 years and got around $5000 toward the purchase of my house, which paid for all of the closing costs. It was definately a good deal and they have apartment complexes all across the country.
jbox:
See, that really is some excellent advice right there - if you want to buy a house in the near future you should put aside some money each week to save up for a house deposit. Now I feel really dumb for not having suggested that earlier. :banghead:
Out of curiosity though, what with the whole "I pay $X,000 less buying a home then renting" talk I would have thought it would be too sickening for you to admit that people with no principle (and thus a higher interest rate) would score low on the R/(I+C) ratio? :angel:
AtomSmasher:
--- Quote from: jbox on March 22, 2007, 02:27:19 am ---See, that really is some excellent advice right there - if you want to buy a house in the near future you should put aside some money each week to save up for a house deposit. Now I feel really dumb for not having suggested that earlier. :banghead:
--- End quote ---
Ya, because obviously its exactly the same thing as just putting money in the bank. Oh wait, the rent at equityapartments is the same as other places, which means its "saving" money that you otherwise wouldn't have. Crazy. (actually the rent was the cheapest at their place in my town, which made it even better)
--- Quote ---Out of curiosity though, what with the whole "I pay $X,000 less buying a home then renting" talk I would have thought it would be too sickening for you to admit that people with no principle (and thus a higher interest rate) would score low on the R/(I+C) ratio? :angel:
--- End quote ---
Sorry, but I have this nasty habit of telling the truth, even if it doesn't put a neat little bow on my arguement.
Your obviously just trying to piss me off now which is pointless and immature. I'm done responding to you jbox, so feel free to continue on about how much smarter you are then everyone.
jbox:
--- Quote from: AtomSmasher on March 22, 2007, 03:15:26 am ---I'm done responding to you jbox
--- End quote ---
No you're not. You must confront him one more time, only then will a Jedi you be!
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