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Buying a first home
DrewKaree:
--- Quote from: shardian on March 21, 2007, 10:40:58 pm ---Had a post typed out, but decided to let jbox lower public opinion of himself a few more notches before chiming in. ;)
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I think he's great! Youse guys are all just sore that he's got something that makes your "gut feeling" more akin to indigestion ;D
Wade:
--- Quote from: shardian on March 21, 2007, 04:47:29 pm ---And Wade, you better be careful. Multiple posts in one day...you might become a worthless forum junkie like the rest of us. ;)
--- End quote ---
Hey now... I've been a worthless forum junkie before. I still have my days. :)
Wade
jbox:
God I've never been so insulted in my life. All that extra work and the best you can come up with is "abrasive" and "ridiculous". My earlier work got rave reviews like "---sufferer of cranial-rectal-inversion---" and "sickening", but I guess it's true that people can be desensitised to almost any depravity after a few exposures. :'(
C'mon guys, this is the kind of stuff Chad can do *without even consciously thinking*, surely we can at least build up to "pretentious ---tallywhacker---" or "mathtard" or anything vaguely more original than four-eyes? I've blantently insulted AtomSmasher for claiming that debt ridden students should be able to net a bargain in the same league as a well-off REAL ESTATE APPRAISER can, and not-so-subtly insinuated that I can mathematically prove how stupid y'all are with a one line equation that sums up 99% of all your hard earned "gut knowledge". Show some passion people, this is science at it's most antagonistic and you can't even muster a "I bet you're being funded by Big Rental!" :hissy:
AtomSmasher:
I definately understand the difference between principal, interest and savings. Actually I have to for my job, one of the ways we determine the value of a property is the income approach and it deals directly with mortgage amount, interest and rental amounts. If you buy a house/condo/apartment complex with the intention of renting it, the bank hires an appraiser (someone like me) to determine if the property can make enough rent to pay off the monthly mortgage payment, if it can't, then they generally won't give them the loan. I haven't done anything more complex then a 4-unit complex, but its basically the same for any rental property. To make claims that rent should be less then the mortgage payment is just absurd, there would be no reason for most people to invest in rental properties. I also know a number of people who rent out various properties. My sister rents out a house, and my friend rents out two houses and a condo, every one of those properties rent is higher or the same as the mortgage payment.
The amount of rent on a property should pretty much always be as much or higher then the interest amount, at least thats how it is here. If its not that way in Australia, then your absolutely right about renting instead of buying in Australia.
AtomSmasher:
--- Quote from: jbox on March 21, 2007, 11:35:35 pm ---God I've never been so insulted in my life. All that extra work and the best you can come up with is "abrasive" and "ridiculous". My earlier work got rave reviews like "---sufferer of cranial-rectal-inversion---" and "sickening", but I guess it's true that people can be desensitised to almost any depravity after a few exposures. :'(
C'mon guys, this is the kind of stuff Chad can do *without even consciously thinking*, surely we can at least build up to "pretentious ---tallywhacker---" or "mathtard" or anything vaguely more original than four-eyes? I've blantently insulted AtomSmasher for claiming that debt ridden students should be able to net a bargain in the same league as a well-off REAL ESTATE APPRAISER can, and not-so-subtly insinuated that I can mathematically prove how stupid y'all are with a one line equation that sums up 99% of all your hard earned "gut knowledge". Show some passion people, this is science at it's most antagonistic and you can't even muster a "I bet you're being funded by Big Rental!" :hissy:
--- End quote ---
Some of us choose not to stoop to your levels and are able to hold a conversation without constantly insulting everyone else. I know I am not an idiot, especially when it comes to math or real estate, so I don't take offense to your insults. It just tells me a lot about the kind of person you are, which is a very sad thing indeed.
edit* heh, freudian slip. I wrote stupid instead of stoop.
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