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Car problems
ChadTower:
Okay what the <heck - edited by saint>. I got a letter today saying I am in default on my wife's car and they are going to repossess it. My records, and my bank's records, indicate I have made all of my payments plus a couple of additional payments. I have payment dates of 3/18, 3/7, 2/19, 1/18... going back like that. Yet the stupid bank claims I am in default. How is that the these large banks manage to push people around like this and threaten them constantly, yet we get essentially no recourse? If this takes more than a week or two to resolve, they're going to take the car, destroy my credit, and I'll likely still be out that money (it gets sent out automatically as cashier's checks).
ChadTower:
so, I finally get a hold of the bank today... turns out we are $600 ahead of payment schedule. The letter was "an unfortunate error on our part". They send me a letter threatening to repossess my wife's car for no reason. Jerkoffs. The ironic part is that the car has been a huge problem for us and I was very tempted to say ---fudgesicle--- it and let them take it.
danny_galaga:
geez, and you call ME a whiner ;D
just leave it in a rough part of town for a few days. someone will torch it or steal it (if its still running, havent had time to read through your screed). voila, insurance sorts it all out and you're in no way to blame so you won't have their detectives hassling you.
do i have to do ALL the thinking around here? :angel:
mrGrinch98:
Ok, I will try to help you a bit here on your Hyundai buy. For a couple of years, I worked in a dealership where one of the brands we offered was the Hyundai line. The first rule on buying a Hyundai, is do not trade a car in on a Hyundai buy. There is little actual markup on the Hyundai's, so if you trade the car in, you wll be getting a bottom wholesale price back from the dealer since he has little markup to help "pad" his figures. Your car would probably sell pretty quickly if you put an ad out there, as they seem to have a good reputation.
As for the Hyundai cars, they have come a long way in the past ten years. The warranty was one of the ways it brought people back to the line, as the early Hyundai's that were brought over were junk. While the warranty is a good one, do not be fooled that it covers everything. Anything that is normal maintance is not covered, so it pays to have a close look at the warranty to make yourself aware. You will never get a great amount of resale in a Hyundai, but thats offset by the fact that you will probably be keeping it for a bit. Let me know if I can help anymore............
ChadTower:
There is no rough part of where I live. The roughest part of this suburbia is probably the apartment complex where my mother lives... and that's just a normal little apartment complex behind a McDonald's. There's no credible way I could dump it in a crappy place and wait for someone to steal it, since I would have no logical reason to be in such a place.
I'm not really expecting the Hyunday warranty to cover EVERYTHING. It would be nice, though, to have it covered if the timing belt snaps, radiator goes, etc etc. The 6 year part is fairly extensive and that's longer already than I've ever owned a car.
The one concern I have with a private sale of my car is that it has some type of engine knock. My mechanic has said it's probably benign, a lifter arm or something and not an actual piston. It's getting louder, though, and I really don't want to risk selling that privately and having it come back with a dead engine in 3 weeks, as unlikely as that is.