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Damn
paigeoliver:
I also don't believe you have to have some massive career. If anything money is more about how you use it.
At 27 I make probably the least amount of money of any of my friends (well, except the girls, I make more than all of them). Yet I am the only one who has ZERO debt. No debt at all, no student loans, no credit cards, no mortgages, no car payments, nothing, nothing at all. My other friends all have $10K to $350K in debt. I have ZERO. Matter of fact, I actually have assets. My cruddy little truck is paid for and my arcade stuff is worth about $5K.
I just recently paid off my final debts. Now as I begin investing, it is going to be interesting to see what happens in the long term financially between my friends and I. My bet is that I'll be able to buy a home with cash before any of my friends have one paid off.
danny_galaga:
--- Quote from: crashwg on November 09, 2004, 09:19:14 am ---
--- Quote from: paigeoliver on November 09, 2004, 07:28:26 am ---I really suggest taking this opportunity to switch gears to an industry that would perhaps allow you to enjoy life, rather than sacrificing yourself for a paycheck.
--- End quote ---
What do you suggest Paige? I've been trying to come up with a career for a couple years now and have been stuck in a rut of dead end jobs...
--- End quote ---
don't switch to flying is all i can say!! the surplus of pilots rivals the IT world!! you'll work for less than the minimum wage for years in the hope of scoring the big one before you realise you'll earn more being the baggage handler rather than the pilot!
danny_galaga:
--- Quote from: paigeoliver on November 10, 2004, 03:47:52 am ---I also don't believe you have to have some massive career. If anything money is more about how you use it.
At 27 I make probably the least amount of money of any of my friends (well, except the girls, I make more than all of them). Yet I am the only one who has ZERO debt. No debt at all, no student loans, no credit cards, no mortgages, no car payments, nothing, nothing at all. My other friends all have $10K to $350K in debt. I have ZERO. Matter of fact, I actually have assets. My cruddy little truck is paid for and my arcade stuff is worth about $5K.
I just recently paid off my final debts. Now as I begin investing, it is going to be interesting to see what happens in the long term financially between my friends and I. My bet is that I'll be able to buy a home with cash before any of my friends have one paid off.
--- End quote ---
you and i both!! although i do have a mortgage i share with my sister. house will be paid off in 8 years. never had any other loan, if i dont have the money on me i dont buy it. simple. every car ive ever had was paid in cash and i dont go much for mod cons. ive never earnt much but my parents taught us not to borrow money and that its fine to save money just for the sake of saving it. when i was a 3rd year apprentice i was able to lend my DAD ten grand for a deposit on a loan!!
if youre gonna buy shares paige, be wary of my ex-pat friend rupert. those newscorp shares are yo-yos. i'm down quite a bit on mine >:(
paigeoliver:
No, I'll go with something that has a solid guaranteed return. No stocks for me.
RetroJames:
To any and all on the job search, an often overlooked, but fairly stable track is Higher Education. Many oppourtunities in IT as well as other administrative, facilities, maintenance positions. Nearly all full-time positions will have excellent benefits which is a huge plus for the family.
I work at a University in the IS&T dept. and when our daughter was born, my out of pocket payment was $250.00. I found that to be unbelievable considering we stayed at the hospital for 5 days.
Check them out at the link below and ChadTower, keep us updated. Good luck to you and all that are looking.
http://www.higheredjobs.com/