Thanks for the info on European wiring titchgamer!
Believe it or not, I have worked on some machines made in Germany, Netherlands, and Switzerland. Though most use our standard of wiring I guess to accommodate us, I have worked on some using the 220 volt layout like you describe.
Our system in US normally has 3 wires coming into a home from the electric pole or transformer. (Im not talking 3 phase).
Factories use 3 phase, whereas there are three hot wires and a ground (or earth).
Anyway, back to home usage, we have two "hots" and one "neutral" coming into the house.
One hot wire is 120 volts to neutral, Other hot wire is 120 volts to neutral, and we get 240 volts between the two hot wires.
Our neutral is tied to ground by either attaching it to a metal water pipe (not as common as years back), or a ground rod, 8 feet long and driven into the earth.
So hence, hot to ground neutral to ground.
Our appliances are mostly 120 volts, some are 240.
we run a hot, neutral, and a ground to each 120 V appliance or outlet.
The hot and neutral carry the current. The ground does not unless there is a fault. Ground is connected to metal frame of the appliance.
Why do we do this? When a loose connection in a current carrying wire occurs, the loose connection will get hot. The connection will eventually open, and if you are using the neutral for the ground, then you are now making the frame of the appliance hot. The ground doesnt normally carry current, so you dont have that worry.
We run two hots and a ground to 240 volt appliances. Again ground does not normally carry current.
If the appliance uses both 240 and 120, we must run 2 hots, a neutral, and a ground. (Clothes dryer, which in latter years we were allowed to use the ground for a neutral, so my dryer outlet has only 3 prongs.)
And our normal colors to identify neutral are white, and ground is green or bare. I think your color for neutral (or common) is blue, and ground is green or yellow with green stripe.
Anyway, sorry for the rambling.
And as far as 220 being more dangerous than 120, some electricians will argue that the 220 will knock you away faster. Ive been shocked by both and cant tell any difference LOL
Jennifer, if you have a tool that is shocking you will you touch it, make sure the ground prong is not cut off on the plug and that the outlet is grounded.
All else fails, attach a wire to the metal or case and run it to a know grounded thing such as a metal water pipe that runs a good distance in the ground.
Here is a diagram of how our homes use 120/240 from the electric company's transformer, usually on a pole.
The neutral is attached to a ground rod at the pole, then again at the entrance into the home.