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So I've been building an ultralight
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danny_galaga:

--- Quote from: RandyT on April 20, 2024, 09:09:27 am ---Trying not to sound too grim here, but caskets are a lot cheaper than extended medical stays.  And aircraft are much more costly than cycles.  Two things which probably get factored into the premiums in a substantial way.  So insurance costs probably aren't really great indicators of safety either, regardless of how good their estimations of use happen to be.  :)

IOW, insurance companies are MUCH more concerned with the fiscal aspects than human life and limb. You'd probably need to get ahold of some of those closely guarded internal numbers to get a real feel for what they believe with regard to actual safety of the activity.

--- End quote ---

Agreed. Insurance companies use very complicated math to come to their conclusions. In fact, if you are an actuary, high level physics is no big deal. Certainly is interesting that my insurance will cost about $1000 more than the exact same plane that has a wheel at the front, instead of the back. Makes sense of course, had I thought harder about it when buying the kit, I might have gone tricycle. But tail draggers just LOOK cooler 😀 . And of course have a little less drag. And keep your rudder skills sharp.
Zebidee:
You're right about death being cheaper in general. Say you accidentally hit someone with your car. Often you'd be better off killing the person than causing a major injury like spinal damage, for which you could be liable for a lot more (medical & recuperation, pain & suffering, etc).

Insurance companies know this.

But yeah, Queensland is bigger than it looks on a map and has a lot of remote areas that are (realistically) only accessible by plane or helicopter. Especially in the far north and west, but coastal regions too (there are many islands). It takes about 3 days driving to get from Brisbane to Cairns, 2 days only if you really push it. In addition to going from A to B, people use helicopters to herd cattle and track crocodiles, visit islands and perform rescues, and hundreds of other things.

There was a famous crocodile wrangler that died in a helicopter accident in 2022, has a court case attached, but unfortunately and inconveniently for us, that happened in the Northern Territory (next door).

Most of the data actuaries use is in public domain if you care to look for it (in one of my hats I am a data analyst, but have better things to do unless someone wants to pay me). But going on my gut feeling, as I also grew up in Queensland and know motorbikes, is that ultralights seem a lot safer. Even tail-draggers.
danny_galaga:

--- Quote from: Zebidee on April 20, 2024, 10:10:59 am ---
But going on my gut feeling, as I also grew up in Queensland and know motorbikes, is that ultralights seem a lot safer. Even tail-draggers.


--- End quote ---

😁

As an aside, I grew up in the Northern Territory. Even in the NT, we looked on at QLD like you were all rednecks 😂. Once Joh was gone, a lot of us realised 'Hey, its a nice place, and not EVERYONE from QLD is a fascist ' 😀
Zebidee:
Unfortunately I know exactly what you mean lol. Yeah it is true. Lots of "rednecks", at least in Central Qld. Far from everyone obviously, many great folks too and I have some good friends from those days, but yeah.

I lived in Qld from roughly ages 9 to 17 - before that I was riding motorbikes n other stuff around a farm in NSW. We only went there because my old man got a great job at Rocky Grammar (Central Qld). Even though I'd come from a rural area already, Queenslanders were a shock to my innocent nine year-old southern self. Bullying at the schools was rife, so I survived by joining a nerd gang (played D&D). Luckily I eventually escaped by getting into Uni in Canberra. Was like breathing fresh air again.

Nowadays, I'd maybe like it there again but maybe a bit closer to Brisvegas. Rocky is too hot & humid, so somewhere south from there.
danny_galaga:
Just so happens the latest issue of Sport Pilot Magazine has safety stats for dec23-mar24. So these stats are only for aircraft in my category, which is ultralight/LSA

3 fatal accidents
4 aircraft destroyed
14 aircraft damaged
7 injuries
17 flight training occurrences
30 private operation occurrences

Not actually sure what they mean by 'occurences', unless it's the same as 'incidents'.

Sadly one of those fatal accidents was at my airfield, in January. Two deaths, my flying instructor and a new owner of an aircraft that my instructor was giving conversion training to.

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