| Main > Everything Else |
| Living in a mobile home |
| (1/13) > >> |
| eds1275:
So here is the deal: I was married, then divorced out of nowhere. The woman pretended that she was some sort of victim, and that made me look like I was some sort of aggressor and bad person. We had to sell our home, because she bullied me into it. When it sold all the money ended up in her bank account and left me high and dry. I got a lawyer and ended up with a pocket full of pennies and unless I can drop another 10k on it to reopen the case files basically I am done. I have that money but it's better spent on a down payment for a new home I can call my own and get on with my life. Reopening the case doesn't mean a different outcome and I want to stop all the nonsense and just get back to living. I've tried getting 2 houses already. Where I live, being pre approved for 280,000 doesn't get you much. I have a weird job in a niche market so I don't waqnt to move away and try to get myself reestablished. The two houses have been within budget but the mortgage lender didn't want to throw money at houses that had minor issues. I am annoyed but found a nice "double wide" mobile home at the end of a street with a nice garden, deck, hot tub. $150k which is well within budget. I'll admit, I look down on trailer parks and the people residing within. I know there's no reason for me to think like this. Any thoughts on trailer park life? Anyone have any experiences or advice? |
| Slippyblade:
Mobiles don't appreciate. They are considered vehicles, and as such, will go down in value over time. Unless something weird is happening in your area... |
| eds1275:
Well if anyone ever bought one thinking they were going to make a profit, then that's just silly. I mean I'm not keen on the idea but it's growing on me. |
| Howard_Casto:
I've lived in mobile homes my entire life. They are easy to maintain and with regular maintenance and upkeep they'll last well beyond their intended lifespan. Also that thing about them being considered a vehicle is a good thing come tax time. Depending upon the laws in your region your insurance will be more like car insurance and depending upon how it's anchored it might not be considered a permanent residence which is good for tax purposes. The only thing you have to worry about are water lines. Triple the insulation you'd put on them if they were in houses because without a brick foundation they aren't insulated enough and they will bust. Have a selection of the right size compression fittings handy just in case. If you are unlucky enough to get a leak the pex tubing they put in these things can be cut with a sharp knife and a compression sleeve can be put on with a couple of monkey wrenches and about 10 min of work. Personally I use the slip type compression fittings which don't even require wrenches, but some people don't like them for some reason.... I've never had any trouble . |
| fallacy:
Well since it is not any kind of investment anyway why that over just a 1-bedroom apartment. Don’t tell me with interest on the loan and everything else that you are going to save more money on that than a small apartment because you are not. It would be better to get a small apartment save up money and get a real place that increases in value over time instead of decreasing in value or in another 15 years you will look to see you still have nothing of value to your name. |
| Navigation |
| Message Index |
| Next page |