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| health insurance question (FL) |
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| Locke141:
What state were you living in at the time and do you get your insurances throw your employer? Before the ACA how aggressively helth insrsance company's dumped people after a diegnoses be pended on what state you lived in and wether you got your plane throw your employer. That's because regulaters and the laws of each state made dumping people more or less posable. "Rescissions", the tearm for the people from plans who became to exspeseve after the fact, was a whole industry. Go read that article from before the ACA and think about what you would have done if some Lawyer who works for your insurance company Looked at some actuarial table and decided it would be cheaper to cut your daughter chances a lawsuit then to cover here. The others factor is if you are like the 60% of Amiricans that get your coverege throw an employer, how buy the way get substadies to do so, then Thing cutting your daughter was simply not an option, because government subsidize employer-based insurance has always had pre-existing condition exemptions bands. That's kind of the problem with just saying rate went up. There have always been going up. They went up to IN Some places because they can no longer save money by cutting people Who get sick after the fact.. In some cases rates went up because insurance companies tried to get in load to capture more customers and lose money for the first two years. In some places rates went up because Aetna dropped out of markets simply try to force government regulators to allow the merger, there are internal Aetna emails that acknowledge this fact. Also use it was a complicated more complicated laws and David fixes the time the problem is that the Republican Party the United States has completely abandoned any type of rational opposition and now simpaly wants to ecumulate power. |
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