not getting health insurance is an option now? thought that whole obama care business is carried over and its still illegal to have no health insurance?
Ive been googling but there is so much information..not even sure what is accurate. was hoping to speak to the adp rep about it. monday I guess..
No, you don't HAVE TO get insurance. You'll of course, be subject to a fine. How much that will be, so that you don't catch some hear-say BS, is 2.5% of your annual income. So say you make $50k a year, your looking at $1250. If you only make $25k a year, your talking $625. But then only the part of your household income thatís above the yearly tax filing threshold ($10,300 for individuals, $20,600 for couples filing jointly) is counted.
Alot of people simply do not understand how this all works, and yes, it can be quite difficult to understand. But, your among friends here, not partisan biased pretentious jerks, so trust that you'll have a more open honest view from people.
One of the things that was discussed, was allowing insurance to be sold across state lines. In theory, this sounds like a good idea.. Someone like me here in Iowa will have a significantly better policy quote if I go onto the healthcare.gov website or try my luck at one of the other providers.
For myself personally, using my actual income of $72k, lowest price for me and my entire family, will run about $400 a month. My ACA credit however, is $311, making my payment about $90 a month. While this SAME figure of a family of 4 with a $72k a year income in Florida, will run a WHOPPING $913.58 a month, for a decent enough plan with a decent deductible..
So that this makes some sense to you... this is a screen shot from healthcare.gov where I am getting these figures from.
You'll see that it says the premium is $913.58 a month. HOW THE HELL IS THAT AFFORDABLE?? It's not. Your talking about almost 25% of a person's income if they make the same I do. But again, this varies depending on the state you live in. But here's the thing you need to understand... Florida, along with many other states, did NOT expand their medicaid program, and did NOT expand their exchange coverage program.. Iowa did.
So in those regards, you CAN NOT blame Obamacare/ACA, but rather the state legislatures for screwing over Floridians. But then, this was done on purpose and not because any of those ---daisies--- give a rats ass about you personally.
How would you feel about paying what I pay in my state? Pretty good deal right? Imagine this happening in all 50 states. Imagine the PRAISE people would have for the President for actually making health care affordable.
But the sad reality, is HATE and the desire to see him fail, to give him no credit for anything at all (more then likely because he is black), was the cause of Floridians and many other states to get screwed over hard.
I'm sorry, but it's not only a damn shame, it's a ---gosh-darn--- travesty.
They did this on purpose, and who pays for it... YOU DO.
And like Howard_Casto was saying... they ain't stupid. They know damn well if they actually repeal it, that's gonna be political suicide. Sure there are TONS of people such as yourself who the ACA does not help one bit, but there are over 20 million people in other states who do now have health care, many for the first time in their lives. And, it keeps costs down..
Premiums have of course, still risen. There is no reason at all to think that they wouldn't rise. But instead of seeing huge increases of 15-25% annually, you are seeing minor increases now.. Mine went up... ain't gonna lie.. it went up a whopping $2 a month... others... not so lucky.
The thing of it is... you repeal it and give these ---daisies--- in the insurance industry free range, they are gonna screw you over even worse then they do now. They will screw us ALL over.
Republicans know this, Trump, unless he really is a complete and utter moron, probably also knows this.
I just hope they can work past their stupidity and prejudices over the black guy and IMPROVE the system. Not create a crisis to spite him. But then, I don't have much faith that they give 2 shits about the American people.
Good luck finding coverage.