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2017 Free Crap Thread
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Howard_Casto:
Yeah the AHCA got rid of the pre-existing condition, which is great and helps a lot of people, but insurance companies are still greedy evil sobs.  They've invented the concept of charging "unhealthy people" more to compensate.  Funny how healthy people don't get a discount though.  This crap is going to continue until we get universal health care, which we probably should have had 20 years ago. 
ChadTower:



Our provider doesn't change price based on that answer.  Smokers get charged the same as anyone else.  The incentive program is a "cost control and health improvement reward".  Practically, though, it's a discount relative to the nonsmokers.  It wouldn't bother me if they were being charged more in the first place.


Won't be long before anyone over a certain BMI is paying more, too.
CCM:
Well, this derailed from free crap pretty quickly.



--- Quote from: Howard_Casto on January 03, 2017, 10:29:10 pm ---Yeah the AHCA got rid of the pre-existing condition, which is great and helps a lot of people, but insurance companies are still greedy evil sobs.  They've invented the concept of charging "unhealthy people" more to compensate.  Funny how healthy people don't get a discount though.  This crap is going to continue until we get universal health care, which we probably should have had 20 years ago.

--- End quote ---

It was the ACA (Affordable Care Act) that got rid of pre-existing conditions, not the AHCA (The American Health Care Association).   I'm going to bet that we will never have universal health care in this country.





--- Quote from: ChadTower on January 04, 2017, 09:14:44 am ---
Won't be long before anyone over a certain BMI is paying more, too.

--- End quote ---

Is that a bad thing?   People want universal health care, cheaper premiums, lower co-pays, etc...   But they can't be bothered to get their lazy asses off the couch and stay healthy.   They want to drink nothing but soda, eat fast food and when they end up with diabetes, they want their health care for free.   Or end up with lung cancer from smoking, or cirrhosis of the liver from drinking,  etc, etc, etc...   

I get that some people will be predisposed to certain conditions, but it's the people that stack the deck against themselves that drive me crazy.
ChadTower:

--- Quote from: CCM on January 04, 2017, 10:40:53 am ---I get that some people will be predisposed to certain conditions, but it's the people that stack the deck against themselves that drive me crazy.

--- End quote ---




Pretty much.
Howard_Casto:

--- Quote from: CCM on January 04, 2017, 10:40:53 am ---Well, this derailed from free crap pretty quickly.



--- Quote from: Howard_Casto on January 03, 2017, 10:29:10 pm ---Yeah the AHCA got rid of the pre-existing condition, which is great and helps a lot of people, but insurance companies are still greedy evil sobs.  They've invented the concept of charging "unhealthy people" more to compensate.  Funny how healthy people don't get a discount though.  This crap is going to continue until we get universal health care, which we probably should have had 20 years ago.

--- End quote ---

It was the ACA (Affordable Care Act) that got rid of pre-existing conditions, not the AHCA (The American Health Care Association).   I'm going to bet that we will never have universal health care in this country.





--- Quote from: ChadTower on January 04, 2017, 09:14:44 am ---
Won't be long before anyone over a certain BMI is paying more, too.

--- End quote ---

Is that a bad thing?   People want universal health care, cheaper premiums, lower co-pays, etc...   But they can't be bothered to get their lazy asses off the couch and stay healthy.   They want to drink nothing but soda, eat fast food and when they end up with diabetes, they want their health care for free.   Or end up with lung cancer from smoking, or cirrhosis of the liver from drinking,  etc, etc, etc...   

I get that some people will be predisposed to certain conditions, but it's the people that stack the deck against themselves that drive me crazy.

--- End quote ---

AHCA = affordable health care act.  Sorry I added an extra letter, but I'm well aware of most health care policies here in the States. 

Yes it's absolutely a bad thing that some people get charged more for the exact same service.  It borderlines on being unconstitutional.  The thing is the people that are typically the most unhealthy are poor people.  Poor people have a hard time regaining their health because of minor inconveniences like working themselves to the bone to keep from starving to death due to their crappy wage.  You know, because greedy idgits  don't want to increase the minimum wage.  If all men are endowed certain inalienable rights including life, liberty and the pursuit of happiness then it's just common sense that we should have universal healthcare.  If you are ill your right to life is being endangered. If you are constantly sick then it's extremely difficult to pursue happiness. 

People will absolutely abuse the system, no matter which system is in place, that's just life.  You don't punish all the good people in the world because of a few bad apples. 

You want to fix the world, look at Star Trek TNG.  On earth all the amenities are free.  You get food, shelter, ect.  If you want anything beyond that, you work.   
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