iv'e only ever heard of paypal freezing funds on limited accounts...not on verified accounts. I suppose it could still happen. somebody should really READ that terms of service thingie that people just click agree too when they sign up...i imagine it's all laid out there.
I've heard that $2000 is the magic number that gets their attention... transferring back to account or into paypal.
also using the paypal account before it's verified shows up as a red flag too.
other red flags i've heard about:
- logging into the account from several different IP addresses
- registering a name, address, phone number, email address that is the same as one that has been flagged before...even if it's similar.
- transferring funds to or from someone who is or has been previously investigated.
- you have bought or sold something on ebay that is popular for scammers to sell (playstation 3, OEM software etc).
- you have recieved money from someone living in paypals "watch these countries" list
-transferring money whilst using the same IP address to accept it.
-by me typing out these bad things about ebay they could limit or freeze my account.
there are literally 100's of scenarios which paypal will flag or freeze your account.