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Credit Cards (in the US)

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ChadTower:

--- Quote from: pinballjim on March 24, 2011, 11:01:28 am ---$10 says they go off and get a degree in English.

 ;D

--- End quote ---


Their mother's main degree is in French.   ;D  That said it did become the base degree she built on to become a teacher.



HaRuMaN:
Chad needs to follow this two step plan:

1) Just let them play MK and then they'll become juvenile delinquents, and won't want to go to college, and you can use the savings to by more arcade games...
2) Profit!

ChadTower:

These days my kids are spending all their gaming time on the N64, the Vectrex, and the 2600.  Clearly we spend a ton of money on cutting edge gaming tech.   :laugh2:

Gray_Area:

--- Quote from: Donkbaca on March 22, 2011, 07:27:14 pm ---I think the best financial move is to leverage to the max and blow it all on cristal and hookers in Barbados.
--- End quote ---

This is the type of comment I read these kinds of threads for.

Cakemeister:

--- Quote from: Samstag on March 16, 2011, 03:03:18 pm ---Why pay cash when the banks are willing to pay you to use their card?

I use a rewards card to pay for practically everything, including all my monthly bills.  Then I pay the balance off a month later (free loan from the bank behind the card) and every time I hit 5000 points I turn it in for a $50 credit on my statement.

It's not a lot of money (1-3% depending on where I use the card) but as long as they're willing to pay me I'll keep taking it.


--- End quote ---

I do the same thing (Charge on Discover and pay off by automatic bank payment), but paying cash is better.

The reason is that people who pay with credit cards tend to buy 15% more stuff than people who don't. Now, Dave Ramsey may have pulled that statistic out of his butt, but I believe it to be true.

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