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Wow, can they really do this? rear-ended

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shateredsoul:
Thanks, hope it works out.  Right now we're just helping him out and making sure he stays calm.  He has diabetes so it's not too good for him to be stressed. Even though in the end it will be Allstate who pays, these situations stress him out. The thing that gets to me is that she changed her story from "he stopped too suddenly" to "he reversed into me"

TOK:
She drives a Prius, they should find her guilty just for that!  :lol

Seriously, that is a crappy situation and I think your dad should fight it to the end. I had a homeowners claim a couple years ago and I when I was talking to our property adjuster I asked him what the best and worst insurance companies were. He said Allstate the worst by far. Not sure that transfers over to car insurance, but sounds like it might.

HanoiBoi:

--- Quote from: shateredsoul on October 24, 2010, 01:28:01 am ---Thanks, hope it works out.  Right now we're just helping him out and making sure he stays calm.  He has diabetes so it's not too good for him to be stressed. Even though in the end it will be Allstate who pays, these situations stress him out. The thing that gets to me is that she changed her story from "he stopped too suddenly" to "he reversed into me"

--- End quote ---

Get a copy of the police report.  If the report shows that she said "he stopped too suddenly", then she doesn't have a case.

Did the police speak to the shop owner and worker to determine that her witnesses came later?  But ask yourself, why would anyone say they saw something that they didn't?  Most people don't want to be involved, much less voluntarily get involved.

Also, I'm not an authority on this, but we've all heard that many newer vehicles have PCs (like a black box) that can be accessed which would essentially allow investigators to see a movement history of the vehicle.  If she says he reversed, I assume she's saying that her car was at a stop.  I would think that a diagnostic could determine the speed of her car at impact.  Even if he did reverse, if she was moving she'd be at fault too.

And if none of that pans out....any chance she was on a cell phone?  If it's possible, pursue obtaining her phone records.  It would be the conversation right before she called the police.

Good luck soul.

Endaar:
While I totally understand the frustration at being blamed for something that isn't his fault, the facts are that this sounds like a pretty small accident with minimal damages. You don't indicate any injuries, the Prius probably needs less than $2000 in body work, and the truck, sad to say, is going to be worth next to nothing.

Point being, let the insurance companies fight it out. It's not enough of a claim to get that worked up about, especially since your dad has medical issues and doesn't need the stress. I can't imagine that this will have much of an adverse impact on your dad's rates.

Endaar

hypernova:

--- Quote from: Endaar on October 24, 2010, 11:06:46 am ---the Prius probably needs less than $2000 in body work,

--- End quote ---

The Prius was totaled.

The other person's insurance company found your father at fault?  Wow...that's not subject to bias. ::)  Sure.  OK.  I'd say let's talk to some other parties, like, oh, the police, and see what their opinion is just for kicks.

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