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| shmokes:
--- Quote from: javeryh on September 17, 2012, 06:15:08 pm --- Also, I need more money! --- End quote --- That's such a hilarious coincidence . . . |
| DNA Dan:
Man you're already saying you need more money just to get to the unfinished basement stage? That doesn't sound so good. I have seen people dig out their basements on their own, a bucket full of dirt at a time. However if time is the factor, then your best option is to plant a money tree and start watering it. |
| javeryh:
Well, yeah - I could always use more money... who couldn't? If we go forward, we will be pretty much depleting our savings since the goal is to do this without a loan so the mortgage stays the same. There will be about a 12-18 month period where we will have to build up our cushion and just hope nothing goes seriously wrong financially during that time. We started seriously saving about 3 years ago for this so I think we'd be able to build it back up reasonably quick. I don't know - I'm very risk-averse and I'm very conservative when it comes to spending but what is the point of saving money if you don't ever enjoy it? |
| ChadTower:
It's a reasonable sounding plan but I don't like that 18 month cushionless period. An awful lot can go wrong in that span of time. |
| DNA Dan:
You know what too though - As the economy improves you're just going to be looking at more money down the road. So at some point you just have to take the risk if you really want it. I'm surprised the cost is that much. What work does that amount entail? (If you don't mind sharing.) |
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